Pension Program

Brief Description

The Pension Program supports Emirati working in the private sector by covering their pension contributions to the Abu Dhabi Pension Fund, the General Pension and Social Security Authority (GPSSA),  or approved pension funds. Through the NAFIS Program, monthly pension contributions are paid on behalf of eligible Emirati employees whose total monthly salary is between AED 6,000 and AED 20,000, helping enhance job stability, subject to the following program’s eligibility criteria:

Eligibility Criteria

To benefit from the Pension Program, applicants must meet the following conditions:

1. The employer must pay the legally required pension contribution for its employees. The program will cover the contribution payable on behalf of the Emirati employee.
2. The applicant should be registered with the General Pension and Social Security Authority (GPSSA), the Abu Dhabi Pension Fund, or any other pension fund in the UAE.
3. Does not receive a salary or pension from any federal or local government entity while benefiting from this program.
4. If the beneficiary has two private sector jobs, eligibility will be calculated based on the higher-paid position.

Requirements

1. Holds a valid employment contract with one of the eligible entities.
2. The employer is required to register the beneficiary with the Authority or the Fund in accordance with their approved procedures.
3. Maintain a monthly contribution to the General Pension and Social Security Authority (GPSSA), the Abu Dhabi Pension Fund, or any other pension fund in the UAE.